Driving without insurance is a gamble that can lead to serious consequences. Understanding the risks associated with driving uninsured is crucial for all motorists. While the decision to drive without insurance is often made in haste or due to oversight, it can lead to a series of legal and financial risks, affecting not only...

Buildings do not generally collapse without a severe natural disaster or negligent construction or repair. Several issues may cause or contribute to a collapsed ceiling, failed roof or other structural damage to a building, resulting in individuals and/or property getting hurt/damaged. If you are hurt or your property is damaged due to a ceiling...

Imagine driving home on a clear evening when suddenly, a distracted driver runs a red light, colliding with your car. This moment can change your life, bringing unforeseen challenges and questions, notably about compensation for your losses. In Arizona, victims of car accidents have the right to seek “full and fair” compensation for various...

Imagine you're on your routine morning commute, and suddenly a car accident upsets your day. In the chaotic moments that follow, your primary concern is naturally the safety and well-being of everyone involved, then the auto damages. But once the immediate shock subsides, what should you tell your insurance company?  ARS 28-667 requires that...